You might assume that your personal belongings are covered under your homeowners or renters policy. This is true to an extent. Personal property coverage is standard with most policies and it offers ...

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Alex Carver is a writer and researcher based in Charlotte, N.C. A contributor to major news websites such as Automoblog and USA Today, she’s written content in sectors such as insurance, warranties, ...

Personal property is a standard coverage on a homeowners insurance policy. It covers belongings like furniture and clothing, paying up to a certain limit if they are stolen or damaged by a covered ...

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Learn how underinsured motorist coverage can protect your finances when the at-fault driver’s insurance falls short. Discover ...

The ongoing California fires devastating Los Angeles County and surrounding areas highlight the growing risks posed by climate change, droughts, and expanding residential developments in fire-prone ...

A California appeals court has limited the authority of Insurance Commissioner Ricardo Lara to administratively expand the basic coverage provided by the state’ s property insurer of last resort, the ...

The core definition of Other Structure includes any building or feature at the insured location that is not directly attached to the primary dwelling. If a structure is connected only by a fence, ...