Leaving your home empty for a prolonged period? You may need unoccupied home insurance, as most standard home insurance policies won't cover you if you're away for longer than 30 consecutive days.

Most insurers prefer to offer annual policies, as they commit you to coverage for the entire year. However, if you know your circumstances will change within the next 12 months, a short-term home ...

There are many factors that affect the cost of home insurance, including your home's specific features, the state you live in and the company you choose. Certain natural disasters, like floods and ...

Established in 1994, Privilege specialises in selling home and car insurance. It's part of the Direct Line Group, which includes insurance providers Churchill and Direct Line, and is underwritten by ...