Could your debt be reduced or forgiven? Take our financial relief quiz. The decision to file bankruptcy is a heady one, but then there is the question of which type of bankruptcy to file. You have ...

Chapter 13 bankruptcy, often referred to as a wage earner's plan, empowers individuals with regular income to develop a strategy to repay all or part of their debts. It is a legal process that allows ...

When you've completed a Chapter 13 bankruptcy repayment plan and earned a discharge, the hope is that your financial troubles are behind you. Life doesn't always unfold that neatly, though, especially ...

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. But there's a persistent misconception about Chapter 13 bankruptcy that ...

As 2025 winds down and the holiday season looms, millions of Americans are confronting an uncomfortable truth: Their debt has become unmanageable over the past year. And, that makes sense. Not only is ...

I need some advice and, please, no judgment. I racked up credit-card debt when I could not work for two years. I’ve been working now for about five years, but it seems like I just can’t get ahead of ...

People typically file for Chapter 13 if, like you, they have exhausted other routes and they want to avoid foreclosure on their home. The good news is that credit-card debt is unsecured and, for that ...

Could your debt be reduced or forgiven? Take our financial relief quiz. A Chapter 13 bankruptcy can be a life preserver when you’re drowning in a sea of debt, but what happens when there’s a financial ...

'I don't have time to work a second job. I am on call, and I also do not have child care.' Dear Quentin, I need some advice and, please, no judgment. I racked up credit-card debt when I could not work ...