Tala believes in empowering the financial capacity of the Global Majority, and this year, Tala partnered with Empower and Transform’s Salve Ibañez to spread financial literacy and education through ...

In everyday life, we often use the terms credit score and credit report interchangeably to describe the evaluation issued by a credit bureau regarding our creditworthiness. While both serve as tools ...

In the Philippines, where fintech innovation is driving a surge in credit use in the Philippines, responsible borrowing is a powerful tool that can lead to better economic and social opportunities.

While your credit score is important, factors like age, income, profession, and debt-to-income ratio also influence loan and credit card approvals. Without using credit instruments like loans or ...

Credit utilisation ratio is one of the most important factors that affect your credit score directly. Your credit score reflects your creditworthiness and credit history. Now, let’s understand what ...