Your credit score is determined based on your current usage of credit, including factors like your payment history and your credit utilization ratio. Something called 'high credit' can also show up on ...

In a significant move toward enhancing consumer financial health, AnnualCreditReport.com, the centralized platform for free credit reports, has expanded its services to allow individuals to access ...

The next time you apply for a credit card, loan or mortgage, the lender will likely request access to your credit report. The information listed on your credit report summarizes how you manage credit, ...

Your credit report touches so many critical parts of your life. The information it holds can determine whether you can buy a home, get a job or qualify a credit card. But just who can peek at this all ...

It's a terrible feeling to see a negative item on your credit report. It can drag down your credit score as well as your self-esteem. But take solace in knowing that there's a light at the end of this ...

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Jerry Brown is a personal finance writer based in Baton Rouge, La. He's been writing about personal finance for three years. Financial products he enjoys covering include credit cards, personal loans, ...

Monitoring your credit report is a simple way to be proactive about your finances. Besides showing you where you could make improvements, it can help you spot fraud early and ensure the correct ...

Pallavi was previously an editor for CNET Money, covering topics from Gen Z to student loans. She's a graduate of Cornell University and hails from Atlanta, Georgia. When she's not editing, you can ...

Keeping your personal information safe can feel like a futile battle. Even if you do everything right, a data breach could leak your information, and in turn allow criminals to buy it on the dark web ...