A 20-something today has a one in four chance of becoming disabled before retirement, according to the Social Security Administration. While Social Security disability benefits can help, the average ...

In the Cigna study, employees who are offered disability insurance, critical illness insurance, accidental injury insurance or hospital indemnity insurance are nearly twice as likely to see how these ...

Disability insurance isn't a topic that comes up often in daily conversations (or even many financial ones). After all, none of us plan on becoming ill or injured to the extent we can no longer work.

Les Masterson is a deputy editor and insurance analyst at Forbes Advisor. He has been a journalist, reporter, editor and content creator for more than 25 years. He has covered insurance for a decade, ...

Many of us have car insurance, home insurance and health insurance. But what about income protection insurance? Having income protection insurance means that if you get sick or injured and can't work, ...

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Myles is a former senior insurance editor for Investopedia. He oversaw the strategy ...